Got involved in an accident caused by fault of other road users? Here’s How to Make a Third-Party Claim in Malaysia You were driving carefully, obeying the rules of the road, when another driver crashed into you. Your vehicle is damaged, you may be injured, and now you’re faced with the daunting task of figuring…
What Happens If You’re Hit by an Uninsured Driver in Malaysia? Being involved in a road accident is stressful enough — but discovering that the other driver has no valid motor insurance can make the situation feel truly hopeless. Who pays for your injuries? Who covers your vehicle damage? Are you simply left to bear…
It is a common and understandable frustration to discover that your health and medical insurance premium is higher simply because of your gender. While it can feel like a “gender penalty,” this pricing structure is not arbitrary. It is the result of actuarial science—the mathematical assessment of risk based on statistical data. In Malaysia, as…
Bayangkan situasi ini: Anda sedang memandu di lebuh raya pada kelajuan yang stabil. Tiba-tiba, sebuah lori di hadapan anda melambung batu kecil. Tuk! Bunyi yang tajam kedengaran, dan serta-merta satu retakan kecil muncul pada cermin depan anda. Hati anda pasti runsing. Bukan sahaja ia mencacatkan pemandangan, malah retakan kecil itu boleh merebak menjadi besar pada…
Fahami Insurans Kenderaan: Apa Itu NCD? NCD boleh jimatkan anda ratusan ringgit setiap tahun — tetapi ramai pemilik kereta masih tidak faham bagaimana ia berfungsi. Mari kita kupas dari awal. Setiap kali anda memperbaharui insurans kenderaan, anda mungkin perasan ada perkataan “NCD” tercatat pada dokumen polisi anda, disertai dengan peratusan tertentu — 25%, 30%, atau…
Ramai orang membeli insurans tanpa benar-benar faham apa yang mereka beli. Jangan buat kesilapan yang sama — tanya 9 soalan penting ini dahulu.. Membeli insurans bukan seperti membeli barang di kedai runcit. Anda tidak boleh “cuba dulu, kalau tak sesuai pulangkan.” Setelah kontrak ditandatangani dan premium dibayar, sukar untuk berpatah balik — terutama jika anda…
Navigating the world of healthcare can be daunting, especially with Malaysia experiencing some of the highest medical inflation rates in the region. A robust medical card is no longer just a financial safety net; it is an absolute necessity to ensure you and your loved ones receive timely, quality care without draining your life savings….
Sun Life Malaysia and Etiqa Family Takaful Honoured in Asia’s First Customer-Driven Life Insurance Awards Kuala Lumpur, 2019 — The Malaysian life insurance and family takaful industry marked a landmark moment as the inaugural Life Insurance and Family Takaful Award 2019 was announced — Asia’s first independent award of its kind based entirely on actual…
Etiqa and Takaful Malaysia Emerge as Top Winners in Asia’s First Customer-Driven Motor Insurance Awards Kuala Lumpur, November 2021 — The Malaysian motor insurance and takaful industry gathered to celebrate its finest as the winners of the prestigious Motor Insurance and Takaful Award 2021/22 were announced — now in its sixth consecutive year since its…
Membuat keputusan untuk membatalkan polisi Takaful bukanlah sesuatu yang mudah. Sama ada anda sedang menghadapi kekangan kewangan, menjumpai pelan lain yang lebih berbaloi, atau sekadar merasakan polisi sedia ada tidak lagi relevan dengan gaya hidup anda, saya sangat memahami situasi tersebut. Realitinya, membatalkan polisi adalah hak mutlak anda sebagai pelanggan. Namun, proses ini perlukan langkah…