What are iBantu Points?

iBantu Points are points that you can earn through using the iBantu – Insurance Helper Mobile App. The points are not money. You can use the points to unlock special functions within iBantu or exchange them for promotional items.

Who can participate?

By collecting iBantu Points, you acknowledge that you have read and agree to be bound by these Official Rules and the decisions of iBanding, and that you satisfy all eligibility requirements.
Collecting iBantu Points is open to all age 18 who hold a Malaysian NRIC and reside in Malaysia.  iBantu points are governed by Malaysia law. iBantu points are subject to all applicable federal, state and local laws and regulations. Void where prohibited by law. No purchase necessary to enter or win. A purchase will not improve your chances of winning.

Who cannot participate?

Non-Malaysian or residents of other countries are not eligible to participate. Employees of iBanding (the “Sponsor”), its respective parent, subsidiaries, affiliates, advertising and promotion agencies, distributors, merchants involved, and their immediate family members and/or those living in the same household of each are not eligible to participate.
Insurance Agents, Brokers and Financial Advisors are not eligible to participate.

How to participate?

Participants can earn iBantu Points by completing onscreen instructions, called “Challenges”. Each “Challenge” has its own requirement and can be completed only once per participant. If the participant has multiple devices, accounts or any other means that allows to have multiple accounts are excluded. Each “Challenge” will earn only once per person.


Maximum ARV of redemption is RM 100 per person. A minimum number of 1,000 points must be earned to redeem points for vouchers. iBantu Points are not transferrable and will expire over time.


Participating agree to these Official Rules and the decisions of the Sponsor, and release, defend and hold harmless the Sponsor and its affiliated companies, and all other businesses involved in iBantu Points, as well as the employees, officers, directors and agents of each, from all claims and liability relating to their participation, acceptance and use or misuse of iBantu Points. Participants assumes all liability for any injury or damage caused or claimed to be caused, by participation. Sponsor is not responsible for any typographical or other error in the printing of the offer, administration of the iBantu Points.

Participants acknowledge the Sponsor and all other businesses concerned and their agents do not make, nor are in any manner responsible for any warranty, representations, expressed or implied, in fact or in law, relative the quality, conditions, fitness or merchantability of any aspect of iBantu Points.

In the event of a dispute over the identity of a participants, entry will be deemed submitted by the “Authorized Account Holder” of the e-mail address submitted at time of entry. Authorized Account Holder means the natural person who is assigned to an e-mail address by an Internet access provider, online service provider, or other organization that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address. Entry materials/data that have been tampered with or altered, or mass entries or entries generated by a script, macro or use of automated devices are void. The Sponsor is not responsible for: (i) lost, late, misdirected, damaged, illegible or incomplete entries; or (ii) error, omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of entry materials, or for technical, network, telephone equipment, electronic, computer, hardware or software malfunctions of any kind, or inaccurate transmission of or failure to receive entry information by Sponsor on account of technical problems or traffic congestion on the Internet or at any web site or any combination thereof; or (iii) any injury or damage to entrant’s or any other person’s computer related to or resulting from participating in the iBantu points. By participating in the iBantu Points, you (i) agree to be bound by these Official Rules, including all eligibility requirements, and (ii) agree to be bound by the decisions of Sponsor and the independent judging organization, which are final and binding in all matters relating to the iBantu Points. Failure to comply with these Official Rules may result in automatic exclusion and voiding of iBantu Points. Sponsor reserves the right to permanently disqualify from any iBantu Points it sponsors any person it believes has intentionally violated these Official Rules and cancel the iBantu Points if it becomes technically corrupted (including if a computer virus, bot or system malfunction inalterably impairs its ability to conduct the iBantu Points). Legal Warning: ANY ATTEMPT BY AN individual, whether or not an PARTICIPANT, TO DELIBERATELY DAMAGE, destroy, tamper or vandalize this WEB SITE OR interfere with the OPERATION OF THE IBANTU POINTS, IS A VIOLATION OF CRIMINAL AND CIVIL LAWS and SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES and diligently pursue all remedies against ANY SUCH individual TO THE FULLEST EXTENT PERMITTED BY LAW.


This iBantu Points shall be governed by and interpreted under the laws of the State of WP, Malaysia. without regard to its conflicts of laws provisions. By participating, users agree that any and all disputes arising out of or relating in any way to this iBantu Points shall be litigated only in courts sitting in Kuala Lumpur, WP, Malaysia.


By entering, the information you are only signing up for the iBanding newsletter. Your information will never be sold to anyone. You can unsubscribe easily from iBanding by clicking on the unsubscribe link in the bottom right of our daily emails. Information provided by you to participate in this iBantu Points is subject to Sponsor’s privacy policy located at https://www.ibanding.my/privacy/


iBanding Services Sdn Bhd, Unit 15-2, Block E2 Dataran Prima, Jalan PJU 1/42A, 47301 Petaling Jaya, Selangor

The personal information collected from each entrant in the course of the iBantu Points will be used by iBanding for the purposes of administration of the iBantu Points and as otherwise permitted in accordance with iBanding’s Privacy Policy. Please see iBanding’s Terms & Conditions for more information. iBanding reserves the right to alter any rules of any iBantu Points at anytime. If you have any questions or complaints about a iBanding iBantu Points, please contact support@ibanding.my

iBantu Points is not sponsored, endorsed or administered by Apple, nor is Apple associated with the iBantu Points in any way. You understand that you are providing information to the Sponsor and not to Apple. Any questions, comments or complaints regarding the iBantu Points must be directed to the Sponsor or Administrator, and not to Apple. Apple is a registered trademark of Apple.

iBantu Points is not sponsored, endorsed or administered by Google, nor is Google associated with the iBantu Points in any way. You understand that you are providing information to the Sponsor and not to Google. Any questions, comments or complaints regarding the iBantu Points must be directed to the Sponsor or Administrator, and not to Google. Google is a registered trademark of Google.

iBantu Points are also including the iBanding Privacy Statement and the iBanding Terms & Conditions.