Important Notice
1. You must read these terms and conditions together with the PDPA and Privacy Statement and any other documents referred to in the promotion. If there is any inconsistency between these terms and conditions and the statements these terms and conditions shall prevail.

2. The Promotion Campaign is organised by iBanding Services Sdn Bhd (1203953-T) (“iBanding”). iBanding reserves the right to end the Campaign at any time. Purchases made after the Campaign Period will not be entitled to the Campaign Gift.

3. Subject to the terms and conditions below, iBanding will award an exclusive reward (“Campaign Gift”) to all Successful Purchasers of the Campaign within 60 days from the submission of the Online Form listed details in paragraph 5.4, subject to confirmation of the said Purchase from iBanding.

4. You are eligible to apply for a Promotion Campaign if you:

  • Have purchased the Insurance/Takaful through the link provided by iBanding
  • Met the minimum age requirement of 18 years
  • Are a Malaysian citizen with valid drivers license
  • Do not cancel the policy within 60 days

5. iBanding reserves the right to approve or reject any application to Purchase submitted at without assigning any reason(s).

5.1. The Campaign Gift is a reimbursement expense made by the Successful Purchaser of an amount of RM20.00 during Campaign Period

5.2. There is a limit to 1 Campaign Gifts claimable by any single individual

5.3. The Campaign Gift is exclusively available on

5.4. The Successful Purchaser will need to submit an online form within 15 days upon purchase of the Insurance/Takaful, in order to apply for the Campaign Gift.

5.5. It shall be the Successful Purchaser’s responsibility to claim the Campaign Gift from iBanding once he/she purchases an Insurance/Takaful AND submits the online form

5.6. Claims of reimbursement must happen within 15 days after purchase; this is the “Claim Period”. Applicant who claims the gift after the Claim Period will not be eligible for the Campaign Gift.

5.7 iBanding is responsible for delivery of the Campaign Gift to the Successful Purchaser within 60 days from the submission of online form the listed details in paragraph 5.4.

5.8 The Campaign Gift is only for the Successful Purchaser who has made the Insurance/Takaful policy purchase through

5.9 For the avoidance of doubt, only persons who fulfill the criteria set out in Paragraph 4 above shall be eligible for the Campaign Gift.

5.10 iBanding reserves the right to disqualify any Successful Purchaser without prior notice who failed to fulfill the criteria set out in Paragraph 4 above and/or who have submitted incomplete or inaccurate data.

5.11 iBanding is not responsible for any loss, delay, tampering, theft or modification of the Campaign Gift once it has been delivered by iBanding.

6. By making an application at, all Purchasers hereby give their consent to the use of their personal data by iBanding for the purposes of the administration of this Campaign and any other purposes to which the Purchaser has consented to, such as these terms and conditions, the Personal Data and Information Notice and Privacy Policy published at

8. By participating in this Campaign, each Purchaser agrees to be bound by the following terms and conditions:

8.1 iBanding reserves the right to cancel, terminate or suspend the Campaign without notice. Any cancellation, termination or suspension of the Campaign by the iBanding shall not entitle the Purchaser to any claim or compensation against iBanding for any loss or damage incurred by the Purchaser as a direct and indirect result of such cancellation, termination or suspension.

8.2 The decisions of iBanding in relation to every aspect of the Campaign, including but not limited to the type of Campaign Gift, shall be deemed final and conclusive under any circumstance and no complaint from any Purchaser will be entertained.

8.3 The decisions of iBanding are final, conclusive and binding and no further appeal, enquiry and/or correspondence will be entertained.

8.4 To the fullest extent permitted by law, by participating in the Campaign, each Purchaser or Successful Purchaser agrees that he/she will not hold iBanding and its partners liable for any injury, loss or damages that he/she may incur in connection with the Campaign and the use of the Campaign Gift by the Successful Purchaser and/or any other persons.

8.5 Any term and condition applicable to this Campaign which is illegal, prohibited or unenforceable under any law or regulation shall be ineffective to the extent of such illegality, voidness, prohibition or unenforceability without invalidating the remaining provisions.

8.6 The terms and conditions herein contained shall be governed by and construed in accordance with the laws of Malaysia. Each Purchaser agrees that the Courts of Malaysia have exclusive jurisdiction over all matters arising from this Campaign.